Does Insurance Cover Psychological Testing. The number of hours or units requested for testing does not exceed the reasonable time necessary to address the clinical. Many times the coverage of testing is contingent on the patient’s diagnosis, which determines medical necessity for the testing procedures.
Aetna considers neuropsychological testing (npt) medically necessary when provided to aid in the assessment of cognitive impairment due to medical or psychiatric conditions, when all of the following criteria are met: Psychological testing is submittable to insurance. Some insurance policies have mental health benefits that will cover a limited amount of psychological testing, but in most cases, they will only reimburse a fraction of the costs.